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Financing Options

Affording Your Procedure

Our team at Schein Ernst Mishra Eye doesn’t want cost to stand in your way of vision improvement or aesthetic treatments. Elective procedures are not typically covered by insurance, but we have several recommendations to help make your goals attainable for your budget:

  • Financing
  • Flexible Spending Account
  • Tax refunds
  • Credit cards


CareCredit Learn More

We offer 0% interest financing through CareCredit®. If you qualify, you can have your procedure with no money down and pay for it over time.

  • 0% interest financing for up to 24 months
  • Longer term financing options with low interest rates
  • Low monthly payments
  • No pre-payment penalties

Flexible Spending Accounts

If you have access to a Flexible Spending Account or Health Savings Account, you may be able to set aside pre-tax earnings to save for an elective procedure and ultimately end up spending less on the overall cost. There are restrictions with these plans regarding the timeframe when the money must be used, so make sure you know all of the specific rules of your plan before enrolling. It is also advised to have a free Consultation with us prior to enrolling to ensure you are right for the procedure you want and you know how much it will cost. You don’t want to under- or over-save and end up losing money.

Tax Refunds

Applying your tax refund toward your quality of life can be a smart use of this “found” money. Rather than spending it on vacations, electronics or shopping sprees, you will be investing that money in a better YOU. 

Credit Cards

At Schein Ernst Mishra Eye we accept tall major credit cards. We also accept cash and personal checks. Our staff will be happy to help you understand your options when it comes to affording your procedure. Contact us today.

Insurance & Billing

The following is only a partial list of insurance plans that we accept. Please call if yours is not listed.

Vision Plans

  • EyeMed
  • Clarity Vision/OptiChoice – DVSC, Inc
  • Davis Vision
  • National Vision Administrators (NVA)
  • Vision Benefits of America (VBA)

Health Care Insurance

  • Capital BlueCross
  • CIGNA Healthcare
  • Highmark Blueshield
  • Humana
  • Keystone Health Plan
  • Medicare
  • PrimeSource Healthcare
  • UPMC*
  • UnitedHealthCare*
  • AETNA*

*We do not accept all plans under this insurance, please give us a call to verify we take your plan

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